Rebate Name: Canada Greener Homes Loan
Update: The Canada Greener Homes Loan is closed to new applicants. October 1, 2025 was the last day to apply. Applications submitted by the deadline continue to be reviewed; submission does not guarantee approval or funding.
The Canada Greener Homes Loan offered interest-free financing of up to $40,000 over 10 years for eligible home-energy retrofits. This page describes the former program for historical reference and for homeowners with existing applications.
For a new project, review current HVAC rebates and confirm eligibility with the relevant program administrator before committing to work.
Historical Eligible Upgrades:
- Heat Pumps: Qualifying air-source and ground-source systems, including cold-climate models, subject to the program’s equipment and installation requirements.
- Furnaces: Ordinary standalone furnace replacements were not eligible for grid-connected Ottawa homes. Separate provisions applied to northern and off-grid communities.
- Air Conditioners: Standalone air conditioners were not eligible. Qualifying heat-pump systems had separate eligibility requirements.
- Renewable Energy Systems: Solar panels and related equipment.
- Insulation Upgrades: Attic, wall, basement, and crawl space insulation.
- Windows and Doors: ENERGY STAR® certified models.
Historical Loan Limit:
- Up to $40,000 in interest-free loans per household.
Historical Qualification Criteria:
- Homeowner Status: You must own and reside in the home in Ottawa.
- Home Eligibility: Newly built homes six months old or less were ineligible; age was measured from first occupancy at the time of application.
- Pre-Retrofit Evaluation: Complete an EnerGuide home energy assessment before starting renovations.
- Eligible Upgrades: Implement recommended energy-efficient upgrades.
- Post-Retrofit Evaluation: Complete a follow-up EnerGuide assessment after renovations.
- Application Timing: A loan application had to be submitted before work began. NRCan strongly recommended waiting for a loan decision before starting work or signing binding contracts.
Application Status:
- New applications: Closed. October 1, 2025 was the last day to apply.
- Existing applications: Check your status with the program administrator. Homeowners with approved loans may continue their retrofit projects and funding requests.
Source and Disclaimer:
- Source: Natural Resources Canada – Canada Greener Homes Loan
- Disclaimer: Closure status and historical loan terms checked October 3, 2026. The program administrator determines eligibility, approval and funding.
Planning a New Project:
The former loan is unavailable for new applications. Review our current HVAC rebate guide for other programs, and confirm each program’s requirements before committing to work.
Ready to transform your home’s energy efficiency and comfort? Request a quote today, and let us assist you in navigating all available rebates!
