Current Ottawa HVAC Rebates for Heat Pumps, Furnaces & AC
Check active Ottawa HVAC rebate options for heat pumps, furnaces, air conditioners, oil-to-heat-pump upgrades, and eligible home comfort systems before you replace your equipment.
Find the right rebate for your next HVAC upgrade
Your heating fuel, equipment and installation timing determine which incentives are worth reviewing. Start with the current program rules before choosing a heat pump, water heater or hybrid system.
As of September 2026, the main options to review are the Home Renovation Savings Program and Better Homes Ottawa financing. Federal Oil to Heat Pump Affordability applications are closed.
AirZone helps Ottawa homeowners compare the installed cost, comfort benefits, electrical requirements and paperwork behind each option.
Compare rebates and financing
A rebate reduces the cost of an eligible project. A loan spreads payments over time and must be repaid. Compare the equipment requirements, approval steps and total cost before choosing a program.
| Program | Current position | What to do before installing |
|---|---|---|
| Rebates availableHome Renovation Savings Program | Eligible space-heating heat pumps use the no-assessment stream. Heat pump water heaters belong to the separate assessment-based bundle. | Use a participating contractor and obtain written heat-pump pre-approval. For a water-heater bundle, begin with the required home energy assessment. |
| Loan programBetter Homes Ottawa | 20-year loan at a published 4.33% fixed rate, plus a 4% administrative charge. Qualifying loan participants can also receive heat-pump incentives. | Apply for the City program and receive your Notice to Proceed before incurring eligible costs. EnerGuide assessments are required. |
| Federal intake closedOil to Heat Pump Affordability | July 31, 2026 was the final day for federal direct applications. Existing eligible files continue through completion. | New Ottawa enquiries should review current Ontario options. Existing applicants should follow instructions from their own administrator. |
| Closed to new applicationsCanada Greener Homes Grant and Loan | Do not budget for a new application under either former federal program. | Existing participants should follow their file’s instructions; new projects need a currently available pathway. |
How much is the heat-pump rebate?
The headline maximum is not the amount every home receives. The current published rates are based on the home’s existing primary heating source, the eligible system and whether the equipment is purchased or rented.
| Existing heating / ownership | Cold-climate air-source heat pump | Ground-source heat pump |
|---|---|---|
| Enbridge natural gas; purchased equipment | $500 per ton, up to $2,000 | $3,000 |
| Electricity, oil, propane or wood; purchased equipment | $1,250 per ton, up to $7,500 | $2,000 per ton, up to $12,000 |
| Eligible rental equipment; any listed heating fuel | $500 per ton, up to $2,000 | $3,000 |
Air-source rebates use qualifying rated heating capacity at 8.3°C, not simply the unit’s marketing size. The $12,000 maximum applies to qualifying ground-source systems in the non-gas purchase category—not a standard air-source installation.
A gas furnace or conventional central air conditioner does not receive the HRSP heat-pump rebate on its own. In an eligible hybrid installation, the incentive is for the heat-pump measure, not a separate furnace rebate.
A loan with its own heat-pump incentives
For eligible loan participants, the published incentive is now $700 per ton for central, mini-split and multi-split cold-climate air-source heat pumps, or $1,000 per ton for ground-source systems. Eligible geothermal wells or horizontal loops may also receive $5 per metre.
The first loan starts at $10,000, with a stated ceiling of $125,000 or 10% of the property’s assessed value, whichever is lower. The City confirms the actual borrowing room and repayment costs.
A limited-time $600 assessment-related loan reduction is also listed after program completion. It is unavailable if the applicant receives HRSP’s separate $600 assessment rebate.
See eligibility, equipment criteria, loan costs and the application sequence.
What do the 2026 deadlines mean?
HRSP has separate program streams, so one deadline should not be applied to every upgrade.
- Assessment-based bundles, including heat pump water heaters: the post-renovation assessment must be scheduled and entered in the program system by November 30, 2026. It must be completed within 180 days of the initial assessment or by December 31, 2026, whichever is earlier.
- No-assessment attic insulation: installation must be completed by November 30, 2026; the contractor must enter the required documentation by December 31, 2026.
- Space-heating heat pumps: the public offer and linked heat-pump terms reviewed do not state November 30 as a blanket closing date. Written pre-approval remains mandatory.
See the HRSP deadline breakdown and official program terms.
Keep the equipment decision and the rebate process connected
Review the existing system
Tell us your heating fuel, current equipment, comfort concerns and replacement timeline. We will review ductwork, electrical capacity and practical installation options.
Compare suitable options
Consider a central heat pump, ductless system, hybrid setup or straightforward replacement. Compare the complete project price—not just the biggest advertised rebate.
Confirm the program sequence
Establish which applications, assessments and approvals must happen first. A quote request or a form sent to AirZone is not government approval.
Install and keep the records
Once the required approvals are in place, complete the work and retain itemized invoices, model information and any required photos or assessment reports.
Heat pumps and hybrid systems
Compare a heat pump with a compatible furnace or an all-electric configuration, based on the home and existing fuel.
Water heating
A heat pump water heater is a separate appliance with different rebate requirements. A gas tank or tankless water heater is not the same measure.
Other ways to pay
For a smaller project or a faster replacement, compare ordinary HVAC financing with the cost and timing of a municipal loan.
Questions about current HVAC rebates
Is the Oil to Heat Pump Affordability Program still accepting applications?
Federal direct application intake closed on July 31, 2026. Existing applicants should follow instructions from their program administrator. For a new heat-pump project, review current HRSP eligibility and Better Homes Ottawa financing.
Which HVAC rebate should I check first?
For a privately purchased qualifying heat pump, start by checking HRSP. Better Homes Ottawa is worth reviewing when you need financing for an eligible retrofit.
Does every homeowner qualify for a $12,000 heat-pump rebate?
No. That HRSP maximum applies to qualifying purchased ground-source systems in homes primarily heated with electricity, oil, propane or wood. Air-source heat pumps and homes heated with Enbridge natural gas have different rates and limits.
Is there an HRSP rebate for a furnace or air conditioner alone?
The HRSP heat-pump stream does not pay a standalone rebate for a gas furnace or cooling-only central air conditioner. A qualifying hybrid project may receive a heat-pump rebate, subject to the complete system and application requirements.
Can I install first and apply for HRSP later?
Not for the heat-pump stream. Written pre-installation approval is required before the contractor installs the equipment. Installing before approval makes the project ineligible under the published rules.
Is Better Homes Ottawa interest-free?
The standard published loan carries a 4.33% fixed rate over 20 years and a 4% administrative charge. It is not a general interest-free HVAC financing offer.
Can I receive two separate $600 audit payments?
Not under the published Better Homes Ottawa assessment offer. Its $600 loan reduction is unavailable to applicants receiving HRSP’s $600 assessment rebate.
Does all of HRSP close on November 30, 2026?
The published November 30 deadlines are stream-specific: an assessment-bundle scheduling and system-entry deadline, and an installation deadline for no-assessment attic insulation. The heat-pump offer and linked heat-pump terms reviewed do not establish a universal November 30 closure. Do not assume an extension.
Do I need an energy audit for a heat-pump rebate?
HRSP’s space-heating heat-pump stream does not require an EnerGuide assessment. Better Homes Ottawa does require assessments, and HRSP’s heat pump water heater belongs to the separate assessment-based bundle.
Can AirZone guarantee my rebate?
No. AirZone can support equipment selection, quotes and relevant installation documentation, but the program administrator determines eligibility and approval. Review the written approval, current program terms and total project cost before proceeding.
Plan your upgrade with the rebate rules in view
AirZone helps homeowners across Ottawa, Kanata, Stittsville, Barrhaven, Nepean, Orléans and surrounding communities compare the practical options for heating, cooling and hot water.
Program information checked September 28, 2026. Published amounts are conditional, not guaranteed discounts or approvals. Program funding, terms and availability can change. AirZone is an HVAC contractor, not the program administrator. Sending information to AirZone does not constitute a program application.
